How can I fund my claim? Initial advice given over the telephone is free. If JST Mackintosh agree to take on your claim they will advise you on how the claim should be funded and that advice will be given in writing should they agree to take on your claim. You will only normally incur liability for legal costs if you attempt to pursue a fraudulent claim, fail to give proper instructions to the solicitors when they request you to do so or fail to accept their advice to settle or withdraw your claim. Also if your claim has to be pursued under the Motor Insurance Bureau 'Untraced Drive' Scheme, as only nominal fixed costs are recoverable. There are several options that may be open to you to cover the funding of your claim: 1. Pre-paid Legal Expense Insurance You may find upon examination of your motor insurance policy or failing that household insurance policy that you have the benefit of legal expenses cover and provided you have reasonable prospects of success that policy will provide funding for your claim. JST Mackintosh will advise you further on this option. 2. No win no fee If you do not have a pre-paid legal expense policy JST Mackintosh under their Award Scheme will upon agreeing to take on your claim act for you under a Conditional Fee Agreement (CFA). Under this agreement the solicitors will conduct your claim and will not seek costs from you should your claim fail or be withdrawn. If your claim is successful cost and disbursements under the agreement will be recovered from the other side. If you chose this option of funding your claim you will also be advised to take out an after the event third party costs insurance policy to meet any liability you may have for the other side's costs if your claim was unsuccessful. However under the Award scheme the solicitors will initially pay the premium for the insurance cover on your behalf. If you claim fails or is withdrawn and the premium is not recoverable from the other side it is self-insured under the terms of the after the event policy and you would therefore not have to pay it yourself. If you claim is successful the premium is recoverable from the other side as part of the costs of your claim. Back to Frequently Asked Questions Click here to read a glossary of personal injury terms

Award Claims is a division of JST Lawyers, Commercial & Insurance Lawyers.

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